Risks

Loss of Capital

There is a risk that the companies you lend to may default that could lead to the loss of some or all of your capital. You should not lend more money than you can afford to lose.

Illiquidity

We do not currently have an active secondary market for the loans you take part in. This means that you will only be able to withdraw amounts invested when a loan that you make is repaid.

Diversification

Lending to businesses should be done as part of a diversified portfolio. This means that you should consider investing small amounts across multiple types of investments as opposed to a large amount in one or a few. This includes investments with liwwa, as well as investments with other institutions.

Tax

You are responsible for your own tax affairs, which may include capital gains and/or income tax. Each time you lend, you must satisfy yourself prior to making any commitment that you understand and accept the tax consequences. We do not provide tax advice and you should seek this independently before lending if you are unsure of your position. It is your responsibility to ensure that your tax return is correct and is filed by the deadline and any tax owing is paid on time. If you are unsure how this investment will affect your tax status. you should seek professional advice before you lend.

Tax treatment is dependent on your individual circumstances and may be subject to change in the future

Compensation Schemes

Lending through liwwa is not covered by any compensation schemes.

Past Performance

Past performance is not a reliable indicator of future results. You should not rely on any past performance as a guarantee of future investment performance.