Why invest with liwwa?

Generate Competitive Returns

In 2014, liwwa investors made an average return rate of 10.34%.

Diverse Portfolio

Choose from a diverse range of businesses to invest in.

Long Term Projections

See what your portfolio will be like a year from now

Safe and Secure

We use state of the art technology to protect the security of our platform. We are a trusted partner of Bank al Etihad.

Investing in liwwa allows you to choose your desired risk profile and return rates

IRR rates starting at
6.6%

Low Risk Loans

IRR rates starting at
9%

Medium Risk Loans

IRR rates starting at
11%

High Risk Loans

liwwa IRR Index
2015
15.25%

All Risk Ratings

Investment Risk

Investing in liwwa loans carries high investment risk borne solely by investors. Investors are strongly urged to diversify their investments across a portfolio of investments. liwwa credit scores are meant to act solely as an indication of liwwa's assessment of a borrower's risk profile. The credit scores do not act to indicate greater or lesser likelihoods of a loss on a portfolio.

liwwa allows me to make a positive social impact by lending to small and medium-sized businesses. The focus on SMEs means I can generate a competitive return while contributing to job creation and entrepreneurship.

Fadi Ghandour - Aramex founder
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Some of our loans

Risk Profile: Low
Descriptive campaign photo

Description: ( Important Note )

My name is Nael, and I own and operate an Information Technology Company in Amman, Jordan. My company, which employs 5 people, was established in 2010 and this will be our third liwwa funding campaign. We serve private and government institutions by installing high-quality information network infrastructure, including fiber networks. Our first two liwwa loans were used to buy several Uninterruptible Power Supply (UPS) devices and fiber network materials from Italy. These devices form a crucial component of any secure I.T. network, and this third liwwa loan will be used to import more components from Italy to meet demand.

Campaign Status:

Funding Goal: $33,898.31
%
Progress
Pledged
To go
Campaign successfully funded with $33,898.31!
Campaign expired.
Campaign cancelled.
IRR
Annual Returns
7.7 Credit Score
18 months
Loan Tenor (Inclusive of Grace Period)
Jordanian Dinar
Loan Currency
Risk Profile: Low
Descriptive campaign photo
IRR
Annual Returns
Jordanian Dinar
Loan Currency
18 months
Loan Tenor (Inclusive of Grace Period)
7.7
Credit Score

Campaign Status:

Funding Goal: $33,898.31
%
Progress
Pledged
To go
Campaign successfully funded with $33,898.31!
Campaign expired.
Campaign cancelled.

Description: ( Important Note )

My name is Nael, and I own and operate an Information Technology Company in Amman, Jordan. My company, which employs 5 people, was established in 2010 and this will be our third liwwa funding campaign. We serve private and government institutions by installing high-quality information network infrastructure, including fiber networks. Our first two liwwa loans were used to buy several Uninterruptible Power Supply (UPS) devices and fiber network materials from Italy. These devices form a crucial component of any secure I.T. network, and this third liwwa loan will be used to import more components from Italy to meet demand.

Risk Profile: Low
Descriptive campaign photo

Description: ( Important Note )

My name is Mohammed, and I own and operate a clothing store in Aqaba, Jordan. My store was established in 2001, and I run it with the help of 8 employees. At our shop, we sell clothes to a wide demographic of men, women and children, and we also distribute clothing to traders. This will be my fourth loan from liwwa, which I will use to import clothes in bulk from Turkey in order to prepare for the upcoming summer season.

Campaign Status:

Funding Goal: $51,977.40
%
Progress
Pledged
To go
Campaign successfully funded with $51,977.40!
Campaign expired.
Campaign cancelled.
IRR
Annual Returns
8.4 Credit Score
18 months
Loan Tenor (Inclusive of Grace Period)
Jordanian Dinar
Loan Currency
Risk Profile: Low
Descriptive campaign photo
IRR
Annual Returns
Jordanian Dinar
Loan Currency
18 months
Loan Tenor (Inclusive of Grace Period)
8.4
Credit Score

Campaign Status:

Funding Goal: $51,977.40
%
Progress
Pledged
To go
Campaign successfully funded with $51,977.40!
Campaign expired.
Campaign cancelled.

Description: ( Important Note )

My name is Mohammed, and I own and operate a clothing store in Aqaba, Jordan. My store was established in 2001, and I run it with the help of 8 employees. At our shop, we sell clothes to a wide demographic of men, women and children, and we also distribute clothing to traders. This will be my fourth loan from liwwa, which I will use to import clothes in bulk from Turkey in order to prepare for the upcoming summer season.

Risk Profile: Medium
Descriptive campaign photo

Description: ( Important Note )

My name is Mohammed. I'm a trader who specializes in exporting and importing used household goods and outdoors machines. I've been operating my company in Amman, Jordan since 2014 and I employ three people. I sell these used goods to the local market, but a substantial portion of my company's revenues comes through wholesale trading for used bicycles. This liwwa loan will be used to import large used bicycles container from Japan which we will then sell to our customers for a profit.

Campaign Status:

Funding Goal: $8,474.58
%
Progress
Pledged
To go
Campaign successfully funded with $8,474.58!
Campaign expired.
Campaign cancelled.
IRR
Annual Returns
6.7 Credit Score
3 months paid once at maturity
Loan Tenor (Inclusive of Grace Period)
Jordanian Dinar
Loan Currency
Risk Profile: Medium
Descriptive campaign photo
IRR
Annual Returns
Jordanian Dinar
Loan Currency
3 months
Loan Tenor (Inclusive of Grace Period)
6.7
Credit Score

Campaign Status:

Funding Goal: $8,474.58
%
Progress
Pledged
To go
Campaign successfully funded with $8,474.58!
Campaign expired.
Campaign cancelled.

Description: ( Important Note )

My name is Mohammed. I'm a trader who specializes in exporting and importing used household goods and outdoors machines. I've been operating my company in Amman, Jordan since 2014 and I employ three people. I sell these used goods to the local market, but a substantial portion of my company's revenues comes through wholesale trading for used bicycles. This liwwa loan will be used to import large used bicycles container from Japan which we will then sell to our customers for a profit.

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Minimising Risk

At liwwa we are committed to underwriting debt according to the highest industry standards. Our goal is to be able to share as much information with lenders as possible while continuing to observe the privacy rights of borrowers. However, each investor is charged with managing the degree of risk concentrated in his or her portfolio. We strongly encourage investors to secure the highest return possible through liwwa's network by diversifying their portfolios across a number of loans.

 

Reporting Earnings to Tax Authorities

liwwa makes it easy for you to generate a complete record of your transactions on this marketplace. You can use this information to report earnings to the tax authorities in your country.

While it is the responsibility of investors to report their earnings, we strive to make it very easy for you to do so. For any questions please contact us at any time at support@liwwa.com.