Why invest with liwwa?

Generate Competitive Returns

In 2014, liwwa investors made an average return rate of 10.34%.

Diverse Portfolio

Choose from a diverse range of businesses to invest in.

Long Term Projections

See what your portfolio will be like a year from now

Safe and Secure

We use state of the art technology to protect the security of our platform. We are a trusted partner of Bank al Etihad.

Investing in liwwa allows you to choose your desired risk profile and return rates

IRR rates starting at
6.6%

Low Risk Loans

IRR rates starting at
9%

Medium Risk Loans

IRR rates starting at
11%

High Risk Loans

liwwa IRR Index
2015
15.25%

All Risk Ratings

Investment Risk

Investing in liwwa loans carries high investment risk borne solely by investors. Investors are strongly urged to diversify their investments across a portfolio of investments. liwwa credit scores are meant to act solely as an indication of liwwa's assessment of a borrower's risk profile. The credit scores do not act to indicate greater or lesser likelihoods of a loss on a portfolio.

liwwa allows me to make a positive social impact by lending to small and medium-sized businesses. The focus on SMEs means I can generate a competitive return while contributing to job creation and entrepreneurship.

Fadi Ghandour - Aramex founder
Start Investing

Some of our loans

Descriptive campaign photo

Campaign #12165

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the third time that I have come to liwwa for a loan. I established the business in 2008, and my revenue has grown by about 30% over the last three years. Currently, I have two retail stores, a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's clothing, which we sell at our retail outlets (located at malls in Amman), as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Goal: $44,915.25 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $44,915.25!
Campaign expired.
Campaign cancelled.

Credit Score

7.82

risk profile: Low

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IRR

11.75%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-12
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

Campaign #12165

Descriptive campaign photo
0% funded

7.82

Credit Score

(risk profile: Low )

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11.75%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $44,915.25
Total Pledged $15,041.89
Time Left to Pledge 4 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-12
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the third time that I have come to liwwa for a loan. I established the business in 2008, and my revenue has grown by about 30% over the last three years. Currently, I have two retail stores, a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's clothing, which we sell at our retail outlets (located at malls in Amman), as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Descriptive campaign photo

Campaign #4497

My name is Rasem, and I own and manage a store for trading satellite equipments and sports channels subscriptions in Amman, Jordan. I have been working in this field for 15 years, and I established my current shop in a vibrant location in 2013. I have more than 500 customers in the channel subscriptions. My sales have been stable for the past three years. This liwwa loan will help me purchase goods and subscriptions, that I will then sell to my customers, in order to increase my sales and meet market demand.

Goal: $5,649.72 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $5,649.72!
Campaign expired.
Campaign cancelled.

Credit Score

6.6

risk profile: Medium

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IRR

16.87%

Annual Return

9.33%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-13
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 4

Campaign #4497

Descriptive campaign photo
0% funded

6.6

Credit Score

(risk profile: Medium )

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16.87%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $5,649.72
Total Pledged $5,649.72
Time Left to Pledge 6 days
Annual Return 9.33%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-13
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 4

My name is Rasem, and I own and manage a store for trading satellite equipments and sports channels subscriptions in Amman, Jordan. I have been working in this field for 15 years, and I established my current shop in a vibrant location in 2013. I have more than 500 customers in the channel subscriptions. My sales have been stable for the past three years. This liwwa loan will help me purchase goods and subscriptions, that I will then sell to my customers, in order to increase my sales and meet market demand.

Descriptive campaign photo

Campaign #12357

My name is Abdul Hamid, and I own and manage a company that specialises in selling pumps and electrical transformers for building materials shops and other business in the local market. I import pumps from Italy, China and, sometimes, from Dubai. I am also an exclusive agent for several Italian and Chinese companies in Jordan. I have been managing my company since 2002 in Amman, Jordan. My company's revenue growth rate for the last three years has amounted to 7.73%. This liwwa loan will help me purchase some products I need, which have a high demand in the Jordanian market.

Goal: $70,621.47 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $70,621.47!
Campaign expired.
Campaign cancelled.

Credit Score

7.97

risk profile: Low

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IRR

14.56%

Annual Return

8.18%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-08
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 16

Campaign #12357

Descriptive campaign photo
0% funded

7.97

Credit Score

(risk profile: Low )

see more...

14.56%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $70,621.47
Total Pledged $70,621.47
Time Left to Pledge 18 hours
Annual Return 8.18%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-08
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 16

My name is Abdul Hamid, and I own and manage a company that specialises in selling pumps and electrical transformers for building materials shops and other business in the local market. I import pumps from Italy, China and, sometimes, from Dubai. I am also an exclusive agent for several Italian and Chinese companies in Jordan. I have been managing my company since 2002 in Amman, Jordan. My company's revenue growth rate for the last three years has amounted to 7.73%. This liwwa loan will help me purchase some products I need, which have a high demand in the Jordanian market.

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Minimising Risk

At liwwa we are committed to underwriting debt according to the highest industry standards. Our goal is to be able to share as much information with lenders as possible while continuing to observe the privacy rights of borrowers. However, each investor is charged with managing the degree of risk concentrated in his or her portfolio. We strongly encourage investors to secure the highest return possible through liwwa's network by diversifying their portfolios across a number of loans.

 

Reporting Earnings to Tax Authorities

liwwa makes it easy for you to generate a complete record of your transactions on this marketplace. You can use this information to report earnings to the tax authorities in your country.

While it is the responsibility of investors to report their earnings, we strive to make it very easy for you to do so. For any questions please contact us at any time at support@liwwa.com.