Why invest with liwwa?

Generate Competitive Returns

In 2014, liwwa investors made an average return rate of 10.34%.

Diverse Portfolio

Choose from a diverse range of businesses to invest in.

Long Term Projections

See what your portfolio will be like a year from now

Safe and Secure

We use state of the art technology to protect the security of our platform. We are a trusted partner of Bank al Etihad.

Investing in liwwa allows you to choose your desired risk profile and return rates

IRR rates starting at
6.6%

Low Risk Loans

IRR rates starting at
9%

Medium Risk Loans

IRR rates starting at
11%

High Risk Loans

liwwa IRR Index
2015
15.25%

All Risk Ratings

Investment Risk

Investing in liwwa loans carries high investment risk borne solely by investors. Investors are strongly urged to diversify their investments across a portfolio of investments. liwwa credit scores are meant to act solely as an indication of liwwa's assessment of a borrower's risk profile. The credit scores do not act to indicate greater or lesser likelihoods of a loss on a portfolio.

liwwa allows me to make a positive social impact by lending to small and medium-sized businesses. The focus on SMEs means I can generate a competitive return while contributing to job creation and entrepreneurship.

Fadi Ghandour - Aramex founder
Start Investing

Some of our loans

Descriptive campaign photo

Campaign #11498

My name is Yaser, and I own and operate an office supplies store in the Abdali area of Amman, Jordan. I have been running the business since 2001 along with my brother and with the assistance of 3 other colleagues. My client base has been consistently growing since my store is located in a busy commercial area where many offices are located. Our sales have expanded to include tenders from some governmental institutions and organizations. The business’s average sales growth rate over the last 5 years has reached around 6%. This will be my fourth loan from liwwa and it will be used to facilitate the purchase of office paper in bulk from abroad to meet local demand and increase sales.

Goal: $55,084.75 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $55,084.75!
Campaign expired.
Campaign cancelled.

Credit Score

7.7

risk profile: Low

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IRR

14.59%

Annual Return

8.18%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-08-14
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 17

Campaign #11498

Descriptive campaign photo
0% funded

7.7

Credit Score

(risk profile: Low )

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14.59%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $55,084.75
Total Pledged $5,575.50
Time Left to Pledge 6 days
Annual Return 8.18%
Grace Period (in months) 1
First Payment (Approx.) 2017-08-14
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 17

My name is Yaser, and I own and operate an office supplies store in the Abdali area of Amman, Jordan. I have been running the business since 2001 along with my brother and with the assistance of 3 other colleagues. My client base has been consistently growing since my store is located in a busy commercial area where many offices are located. Our sales have expanded to include tenders from some governmental institutions and organizations. The business’s average sales growth rate over the last 5 years has reached around 6%. This will be my fourth loan from liwwa and it will be used to facilitate the purchase of office paper in bulk from abroad to meet local demand and increase sales.

Descriptive campaign photo

Campaign #9373

My name is Mohammed, and I own and operate an electrical appliances business in Amman, Jordan. The business is retail and wholesale trade of various electrical products and home appliances like fridges, washing machines, ovens and air conditioning units. The business was established in 2008, and I run the store along with 2 full-time employees who manage and operate the business and 7 part-time employees. The business's average sales growth rate over the last 4 years has reached around 11%. This will be the second time that I come to liwwa for a loan. This liwwa loan will allow us to purchase air conditioning units, which we will market and sell in time for the upcoming summer season.

Goal: $49,435.03 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $49,435.03!
Campaign expired.
Campaign cancelled.

Credit Score

7.52

risk profile: Low

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IRR

11.73%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-08-09
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

Campaign #9373

Descriptive campaign photo
0% funded

7.52

Credit Score

(risk profile: Low )

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11.73%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $49,435.03
Total Pledged $7,904.24
Time Left to Pledge 2 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-08-09
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

My name is Mohammed, and I own and operate an electrical appliances business in Amman, Jordan. The business is retail and wholesale trade of various electrical products and home appliances like fridges, washing machines, ovens and air conditioning units. The business was established in 2008, and I run the store along with 2 full-time employees who manage and operate the business and 7 part-time employees. The business's average sales growth rate over the last 4 years has reached around 11%. This will be the second time that I come to liwwa for a loan. This liwwa loan will allow us to purchase air conditioning units, which we will market and sell in time for the upcoming summer season.

Descriptive campaign photo

Campaign #11476

My name is Ehab, and I own and operate food distribution business in Amman, Jordan. Since 2002, my father and I have been running the business, and it currently employs 20 people. We import food supplies like: rice, spices, pastas, sauces, condiments and more than 15 other products from abroad, and then we sell the products wholesale in the local market to our network of restaurants and hypermarkets which we have been working with for a long time. The business's average sales growth rate over the last 5 years has reached around 7%. This will be our third loan from liwwa, which will help us purchase new products from India to meet local demand and increase sales.

Goal: $35,310.73 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $35,310.73!
Campaign expired.
Campaign cancelled.

Credit Score

8.0

risk profile: Low

see more...

IRR

11.73%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-08-09
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 15

Campaign #11476

Descriptive campaign photo
0% funded

8.0

Credit Score

(risk profile: Low )

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11.73%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $35,310.73
Total Pledged $13,745.87
Time Left to Pledge 2 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-08-09
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 15

My name is Ehab, and I own and operate food distribution business in Amman, Jordan. Since 2002, my father and I have been running the business, and it currently employs 20 people. We import food supplies like: rice, spices, pastas, sauces, condiments and more than 15 other products from abroad, and then we sell the products wholesale in the local market to our network of restaurants and hypermarkets which we have been working with for a long time. The business's average sales growth rate over the last 5 years has reached around 7%. This will be our third loan from liwwa, which will help us purchase new products from India to meet local demand and increase sales.

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Minimising Risk

At liwwa we are committed to underwriting debt according to the highest industry standards. Our goal is to be able to share as much information with lenders as possible while continuing to observe the privacy rights of borrowers. However, each investor is charged with managing the degree of risk concentrated in his or her portfolio. We strongly encourage investors to secure the highest return possible through liwwa's network by diversifying their portfolios across a number of loans.

 

Reporting Earnings to Tax Authorities

liwwa makes it easy for you to generate a complete record of your transactions on this marketplace. You can use this information to report earnings to the tax authorities in your country.

While it is the responsibility of investors to report their earnings, we strive to make it very easy for you to do so. For any questions please contact us at any time at support@liwwa.com.