Get Business Loan

Want to get your business financed fast?

  • Fast application process
  • Quick loan decisions
  • Competitive loan rates
Invest in Businesses

Want to generate returns on your investment?

  • Transactions based on Murabaha
  • Segregated investor accounts
  • Monthly repayments on transactions

Who we are

Our mission is to deliver job and income growth in the markets we serve. The way we do that is by facilitating capital access for small businesses - a $250 billion gap in the Middle East alone.

Since our inception we've underwritten a total of:

$5,019,450.09

Across

168 loans

The figures above do not include campaigns that have been canceled or have expired. They may be adjusted downwards if a campaign is canceled or expires.

Click here to see more stats about our portfolio of loans.

How we work

We provide the opportunity for savers to lend to profitable and stable small businesses. The goal is to build more substantial opportunity for people in the MENA region and beyond.

Small Businesses

A small or medium-sized business submits a loan application through this website.

Credit Assessment

We conduct an in-house review of the small business's creditability. Based on that assessment a campaign is approved or denied within 48 hours.

Investors

Once campaigns are posted to the site investors have the opportunity to review them before making a decision to invest.

Repayments & Returns

Small business borrowers make monthly payments to investors. Those funds are available for withdrawal at any time.

 

Some of our loans

Descriptive campaign photo

Campaign #12165

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the third time that I have come to liwwa for a loan. I established the business in 2008, and my revenue has grown by about 30% over the last three years. Currently, I have two retail stores, a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's clothing, which we sell at our retail outlets (located at malls in Amman), as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Goal: $44,915.25 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $44,915.25!
Campaign expired.
Campaign cancelled.

Credit Score

7.82

risk profile: Low

see more...

IRR

11.75%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-12
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

Campaign #12165

Descriptive campaign photo
0% funded

7.82

Credit Score

(risk profile: Low )

see more...

11.75%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $44,915.25
Total Pledged $15,041.89
Time Left to Pledge 4 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-12
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the third time that I have come to liwwa for a loan. I established the business in 2008, and my revenue has grown by about 30% over the last three years. Currently, I have two retail stores, a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's clothing, which we sell at our retail outlets (located at malls in Amman), as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Descriptive campaign photo

Campaign #4497

My name is Rasem, and I own and manage a store for trading satellite equipments and sports channels subscriptions in Amman, Jordan. I have been working in this field for 15 years, and I established my current shop in a vibrant location in 2013. I have more than 500 customers in the channel subscriptions. My sales have been stable for the past three years. This liwwa loan will help me purchase goods and subscriptions, that I will then sell to my customers, in order to increase my sales and meet market demand.

Goal: $5,649.72 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $5,649.72!
Campaign expired.
Campaign cancelled.

Credit Score

6.6

risk profile: Medium

see more...

IRR

16.87%

Annual Return

9.33%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-13
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 4

Campaign #4497

Descriptive campaign photo
0% funded

6.6

Credit Score

(risk profile: Medium )

see more...

16.87%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $5,649.72
Total Pledged $5,649.72
Time Left to Pledge 6 days
Annual Return 9.33%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-13
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 4

My name is Rasem, and I own and manage a store for trading satellite equipments and sports channels subscriptions in Amman, Jordan. I have been working in this field for 15 years, and I established my current shop in a vibrant location in 2013. I have more than 500 customers in the channel subscriptions. My sales have been stable for the past three years. This liwwa loan will help me purchase goods and subscriptions, that I will then sell to my customers, in order to increase my sales and meet market demand.

Descriptive campaign photo

Campaign #12357

My name is Abdul Hamid, and I own and manage a company that specialises in selling pumps and electrical transformers for building materials shops and other business in the local market. I import pumps from Italy, China and, sometimes, from Dubai. I am also an exclusive agent for several Italian and Chinese companies in Jordan. I have been managing my company since 2002 in Amman, Jordan. My company's revenue growth rate for the last three years has amounted to 7.73%. This liwwa loan will help me purchase some products I need, which have a high demand in the Jordanian market.

Goal: $70,621.47 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $70,621.47!
Campaign expired.
Campaign cancelled.

Credit Score

7.97

risk profile: Low

see more...

IRR

14.56%

Annual Return

8.18%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-08
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 16

Campaign #12357

Descriptive campaign photo
0% funded

7.97

Credit Score

(risk profile: Low )

see more...

14.56%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $70,621.47
Total Pledged $70,621.47
Time Left to Pledge 18 hours
Annual Return 8.18%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-08
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 16

My name is Abdul Hamid, and I own and manage a company that specialises in selling pumps and electrical transformers for building materials shops and other business in the local market. I import pumps from Italy, China and, sometimes, from Dubai. I am also an exclusive agent for several Italian and Chinese companies in Jordan. I have been managing my company since 2002 in Amman, Jordan. My company's revenue growth rate for the last three years has amounted to 7.73%. This liwwa loan will help me purchase some products I need, which have a high demand in the Jordanian market.