Who we are
Our mission is to deliver job and income growth in the markets we serve. The way we do that is by facilitating capital access for small businesses - a $250 billion gap in the Middle East alone.
How we work
We provide the opportunity for savers to lend to profitable and stable small businesses. The goal is to build more substantial opportunity for people in the MENA region and beyond.
A small or medium-sized business submits a loan application through this website.
We conduct an in-house review of the small business's creditability. Based on that assessment a campaign is approved or denied within 48 hours.
Once campaigns are posted to the site investors have the opportunity to review them before making a decision to invest.
Repayments & Returns
Small business borrowers make monthly payments to investors. Those funds are available for withdrawal at any time.
Some of our loans
My name is Mohammed, and I own several clothing stores in Aqaba, which I have been operating for the last 14 years. My stores sell clothes to a wide demographic of men, women and children. Over the years, my company has expanded to employ 9 people across 3 branches. Based on my revenue estimates, the company's sales have grown at an average annual rate of 13.5% over the last 4 years. We have also managed to maintain a healthy asset-to-debt ratio (quick ratio) of 2. This liwwa loan will be used to import clothes in bulk from China, Turkey and the UAE in order to meet my customers' rising seasonal demand.
My name is Mowafaq, and I own a clothing store in Jerash, which I have been operating since 2013. My store, which employs 3 people, offers both casual and formal menswear. We are located in a popular and crowded shopping district, which guarantees a lot of foot traffic into the store. This liwwa loan will be used to purchase clothing in bulk in order to meet our customers' seasonal demand and shore up our inventory.
My name is Mahmoud, and I am the owner and General Manager of a baking ingredients store located on Mecca Street in Amman. We provide the raw materials that hotels, restaurants, bakeries and other pastry shops need to make their breads, cakes and desserts. The company’s client base has rapidly expanded since our foundation in 2008 as businesses across Jordan have come to rely on us for all their baking necessities. This liwwa loan will be used to fund the import of special high-quality raw materials from all over the world, which we will distribute to our clients for a profit.