Get Business Loan

Want to get your business financed fast?

  • Fast application process
  • Quick loan decisions
  • Competitive loan rates
Invest in Businesses

Want to generate returns on your investment?

  • Transactions based on Murabaha
  • Segregated investor accounts
  • Monthly repayments on transactions

Who we are

Our mission is to deliver job and income growth in the markets we serve. The way we do that is by facilitating capital access for small businesses - a $250 billion gap in the Middle East alone.

Since our inception we've underwritten a total of:

$4,273,969.87

Across

146 loans

The figures above do not include campaigns that have been canceled or have expired. They may be adjusted downwards if a campaign is canceled or expires.

Click here to see more stats about our portfolio of loans.

How we work

We provide the opportunity for savers to lend to profitable and stable small businesses. The goal is to build more substantial opportunity for people in the MENA region and beyond.

Small Businesses

A small or medium-sized business submits a loan application through this website.

Credit Assessment

We conduct an in-house review of the small business's creditability. Based on that assessment a campaign is approved or denied within 48 hours.

Investors

Once campaigns are posted to the site investors have the opportunity to review them before making a decision to invest.

Repayments & Returns

Small business borrowers make monthly payments to investors. Those funds are available for withdrawal at any time.

 

Some of our loans

Descriptive campaign photo

Campaign #10927

My name is Tareq, and I own and operate three medical laboratories, two in Madaba and the third in Na’our, Jordan. My two first medical labs were established in 2013, and I opened the last one at the end of 2015. I run my company along with the help of 20 employees across the 3 locations. Each one of these laboratories offers a highly-qualified medical consultancy for individuals. We analyze a wide range of pathology tests performed in our labs in order to obtain information about the patient’s health. We will use this liwwa loan to renew some of the lab decor in order to provide better customer service.

Goal: $9,887.01 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $9,887.01!
Campaign expired.
Campaign cancelled.

Credit Score

7.3

risk profile: Medium

see more...

IRR

11.82%

Annual Return

7.63%

Loan Tenor

(inclusive of grace period)

9 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-07-19
liwwa Fee 4.0%
Loan Type Asset Resale
Years in Business 4

Campaign #10927

Descriptive campaign photo
0% funded

7.3

Credit Score

(risk profile: Medium )

see more...

11.82%

IRR

Loan Tenor 9 months
Loan Currency Jordanian Dinar
Funding Goal $9,887.01
Total Pledged $6,400.12
Time Left to Pledge 12 days
Annual Return 7.63%
Grace Period (in months) 1
First Payment (Approx.) 2017-07-19
liwwa Fee 4.0%
Loan Type Asset Resale
Years in Business 4

My name is Tareq, and I own and operate three medical laboratories, two in Madaba and the third in Na’our, Jordan. My two first medical labs were established in 2013, and I opened the last one at the end of 2015. I run my company along with the help of 20 employees across the 3 locations. Each one of these laboratories offers a highly-qualified medical consultancy for individuals. We analyze a wide range of pathology tests performed in our labs in order to obtain information about the patient’s health. We will use this liwwa loan to renew some of the lab decor in order to provide better customer service.

Descriptive campaign photo

Campaign #11010

My name is Ali, and I own and operate a farm and a butchery in Irbid, Jordan. My business was established in 2002, and I run it with the help of 5 employees. My business is comprised of a farm for the slaughter of livestock, and a shop that distributes the meat to wholesale purchasers and individuals. There is a cost gap between buying livestock from suppliers on a credit basis and buying on a cash basis. Accordingly, we have come to liwwa for the second time for a loan to fund the purchase of sheep on a cash basis from the local market.

Goal: $42,372.88 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $42,372.88!
Campaign expired.
Campaign cancelled.

Credit Score

7.8

risk profile: Low

see more...

IRR

11.51%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-07-14
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 15

Campaign #11010

Descriptive campaign photo
0% funded

7.8

Credit Score

(risk profile: Low )

see more...

11.51%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $42,372.88
Total Pledged $28,336.92
Time Left to Pledge 7 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-07-14
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 15

My name is Ali, and I own and operate a farm and a butchery in Irbid, Jordan. My business was established in 2002, and I run it with the help of 5 employees. My business is comprised of a farm for the slaughter of livestock, and a shop that distributes the meat to wholesale purchasers and individuals. There is a cost gap between buying livestock from suppliers on a credit basis and buying on a cash basis. Accordingly, we have come to liwwa for the second time for a loan to fund the purchase of sheep on a cash basis from the local market.

Descriptive campaign photo

Campaign #10819

My name is Tha’er, and I own and operate a textile business in Irbid, Jordan. I have operated my business since 2001 with the assistance of one employee. The business is currently comprised of 2 parts: a showroom and a curtain factory. We sell different fabric materials in the showroom and we produce curtains to sell locally to individuals. This liwwa loan will be used to purchase a sewing machine and some additional fabric from the local market in order to increase production and sales.

Goal: $14,124.29 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $14,124.29!
Campaign expired.
Campaign cancelled.

Credit Score

6.3

risk profile: Medium

see more...

IRR

16.43%

Annual Return

9.33%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-07-14
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 16

Campaign #10819

Descriptive campaign photo
0% funded

6.3

Credit Score

(risk profile: Medium )

see more...

16.43%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $14,124.29
Total Pledged $11,018.30
Time Left to Pledge 7 days
Annual Return 9.33%
Grace Period (in months) 1
First Payment (Approx.) 2017-07-14
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 16

My name is Tha’er, and I own and operate a textile business in Irbid, Jordan. I have operated my business since 2001 with the assistance of one employee. The business is currently comprised of 2 parts: a showroom and a curtain factory. We sell different fabric materials in the showroom and we produce curtains to sell locally to individuals. This liwwa loan will be used to purchase a sewing machine and some additional fabric from the local market in order to increase production and sales.