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Want to get your business financed fast?

  • Fast application process
  • Quick loan decisions
  • Competitive loan rates
Invest in Businesses

Want to generate returns on your investment?

  • Transactions based on Murabaha
  • Segregated investor accounts
  • Monthly repayments on transactions

Who we are

Our mission is to deliver job and income growth in the markets we serve. The way we do that is by facilitating capital access for small businesses - a $250 billion gap in the Middle East alone.

Since our inception we've underwritten a total of:

$5,397,981.16

Across

178 loans

The figures above do not include campaigns that have been canceled or have expired. They may be adjusted downwards if a campaign is canceled or expires.

Click here to see more stats about our portfolio of loans.

How we work

We provide the opportunity for savers to lend to profitable and stable small businesses. The goal is to build more substantial opportunity for people in the MENA region and beyond.

Small Businesses

A small or medium-sized business submits a loan application through this website.

Credit Assessment

We conduct an in-house review of the small business's creditability. Based on that assessment a campaign is approved or denied within 48 hours.

Investors

Once campaigns are posted to the site investors have the opportunity to review them before making a decision to invest.

Repayments & Returns

Small business borrowers make monthly payments to investors. Those funds are available for withdrawal at any time.

 

Some of our loans

Descriptive campaign photo

Campaign #8498

My name is Ra'ed, and I own and operate a fabrics and furniture business in a busy commercial area of Jerash, Jordan. I have been running the business with the help of 2 employees since 2015, and I officially registered it in 2016. Despite having only registered this store in 2016, I have more than 20 years of experience in the industry. We are dedicated to providing customers with the best in home furnishings, fabric and electronic home products. This loan from liwwa will be used to purchase fabric materials and carpets from the local market at preferential prices in preparation for the winter season.

Goal: $21,186.44 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $21,186.44!
Campaign expired.
Campaign cancelled.

Credit Score

5.79

risk profile: Medium

see more...

IRR

16.87%

Annual Return

9.33%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-11-05
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 1

Campaign #8498

Descriptive campaign photo
0% funded

5.79

Credit Score

(risk profile: Medium )

see more...

16.87%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $21,186.44
Total Pledged $10,407.75
Time Left to Pledge 4 days
Annual Return 9.33%
Grace Period (in months) 1
First Payment (Approx.) 2017-11-05
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 1

My name is Ra'ed, and I own and operate a fabrics and furniture business in a busy commercial area of Jerash, Jordan. I have been running the business with the help of 2 employees since 2015, and I officially registered it in 2016. Despite having only registered this store in 2016, I have more than 20 years of experience in the industry. We are dedicated to providing customers with the best in home furnishings, fabric and electronic home products. This loan from liwwa will be used to purchase fabric materials and carpets from the local market at preferential prices in preparation for the winter season.

Descriptive campaign photo

Campaign #12711

My name is Mohammad, and I own and operate a shoes and accessories store located on one of the main streets in the Marka area of Amman, Jordan. This will be the third time that I come to liwwa for a trade finance loan. The first two times were in order to fund the purchase of accessories and beauty products. My business was established in 2007. Today, I run my store with the assistance of 2 other employees. We sell accessories, shawls, bracelets and beauty products that we buy from the local and foreign markets. I will be using this loan to purchase accessories and beauty products in bulk, which I will sell to my customers for a profit.

Goal: $28,248.59 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $28,248.59!
Campaign expired.
Campaign cancelled.

Credit Score

7.67

risk profile: Low

see more...

IRR

14.75%

Annual Return

8.18%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency United Arab Emirates Dirham
Grace Period (in months) 1
First Payment (Approx.) 2017-11-05
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 10

Campaign #12711

Descriptive campaign photo
0% funded

7.67

Credit Score

(risk profile: Low )

see more...

14.75%

IRR

Loan Tenor 18 months
Loan Currency United Arab Emirates Dirham
Funding Goal $28,248.59
Total Pledged $15,437.00
Time Left to Pledge 4 days
Annual Return 8.18%
Grace Period (in months) 1
First Payment (Approx.) 2017-11-05
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 10

My name is Mohammad, and I own and operate a shoes and accessories store located on one of the main streets in the Marka area of Amman, Jordan. This will be the third time that I come to liwwa for a trade finance loan. The first two times were in order to fund the purchase of accessories and beauty products. My business was established in 2007. Today, I run my store with the assistance of 2 other employees. We sell accessories, shawls, bracelets and beauty products that we buy from the local and foreign markets. I will be using this loan to purchase accessories and beauty products in bulk, which I will sell to my customers for a profit.

Descriptive campaign photo

Campaign #12712

My name is Mohammed, and I own and operate a clothing store in Aqaba, Jordan. My store was established in 2015, and I run it with the help of 3 other employees. We are known to be among Aqaba's leading clothing stores, which attracts customers from within the city and across the south of Jordan. We buy various women’s and children’s clothes from Turkish and Chinese markets. Then, we sell them wholesale and retail locally. This will be the third time that I come to liwwa to finance bulk purchases, and I will use this loan to import clothes in bulk from Turkey.

Goal: $39,548.02 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $39,548.02!
Campaign expired.
Campaign cancelled.

Credit Score

7.62

risk profile: Low

see more...

IRR

14.75%

Annual Return

8.18%

Loan Tenor

(inclusive of grace period)

18 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-11-04
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 2

Campaign #12712

Descriptive campaign photo
0% funded

7.62

Credit Score

(risk profile: Low )

see more...

14.75%

IRR

Loan Tenor 18 months
Loan Currency Jordanian Dinar
Funding Goal $39,548.02
Total Pledged $21,196.46
Time Left to Pledge 3 days
Annual Return 8.18%
Grace Period (in months) 1
First Payment (Approx.) 2017-11-04
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 2

My name is Mohammed, and I own and operate a clothing store in Aqaba, Jordan. My store was established in 2015, and I run it with the help of 3 other employees. We are known to be among Aqaba's leading clothing stores, which attracts customers from within the city and across the south of Jordan. We buy various women’s and children’s clothes from Turkish and Chinese markets. Then, we sell them wholesale and retail locally. This will be the third time that I come to liwwa to finance bulk purchases, and I will use this loan to import clothes in bulk from Turkey.