Get Business Loan

Want to get your business financed fast?

  • Fast application process
  • Quick loan decisions
  • Competitive loan rates
Invest in Businesses

Want to generate returns on your investment?

  • Transactions based on Murabaha
  • Segregated investor accounts
  • Monthly repayments on transactions

Who we are

Our mission is to deliver job and income growth in the markets we serve. The way we do that is by facilitating capital access for small businesses - a $250 billion gap in the Middle East alone.

Since our inception we've underwritten a total of:

$2,705,752.37

Across

109 loans

Above figures do not include cancelled or expired funding campaigns in our marketplace and may change downwards if a campaign gets cancelled or expired.

Click here to see more stats about our portfolio of loans.

How we work

We provide the opportunity for savers to lend to profitable and stable small businesses. The goal is to build more substantial opportunity for people in the MENA region and beyond.

Small Businesses

A small or medium-sized business submits a loan application through this website.

Credit Assessment

We conduct an in-house review of the small business's creditability. Based on that assessment a campaign is approved or denied within 48 hours.

Investors

Once campaigns are posted to the site investors have the opportunity to review them before making a decision to invest.

Repayments & Returns

Small business borrowers make monthly payments to investors. Those funds are available for withdrawal at any time.

 

Some of our loans

Risk Profile: Medium
Descriptive campaign photo

Description: ( Important Note )

My name is Geena, and I own and operate a perfume trading business in Ajman, UAE with outlets in Muscat, Oman. The business was established in 2014, and it currently employs 10 people who mainly work in sales. We sell our own branded perfume as well as other perfume brands and beauty products like body lotions. We also sell wholesale to several clients in the UAE and abroad. This liwwa loan will allow us to increase our inventory in order to supply our new outlet in the UAE market.

Campaign Status:

Funding Goal: $67,500.00
%
Progress
Pledged
To go
Campaign successfully funded with $67,500.00!
Campaign expired.
Campaign cancelled.
IRR
Annual Returns
6.7 Credit Score
24 months
Loan Tenor (Inclusive of Grace Period)
United Arab Emirates Dirham
Loan Currency
Risk Profile: Medium
Descriptive campaign photo
IRR
Annual Returns
United Arab Emirates Dirham
Loan Currency
24 months
Loan Tenor (Inclusive of Grace Period)
6.7
Credit Score

Campaign Status:

Funding Goal: $67,500.00
%
Progress
Pledged
To go
Campaign successfully funded with $67,500.00!
Campaign expired.
Campaign cancelled.

Description: ( Important Note )

My name is Geena, and I own and operate a perfume trading business in Ajman, UAE with outlets in Muscat, Oman. The business was established in 2014, and it currently employs 10 people who mainly work in sales. We sell our own branded perfume as well as other perfume brands and beauty products like body lotions. We also sell wholesale to several clients in the UAE and abroad. This liwwa loan will allow us to increase our inventory in order to supply our new outlet in the UAE market.

Risk Profile: Low
Descriptive campaign photo

Description: ( Important Note )

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the second time that I come to liwwa for a loan. I established the business in 2008, and today it has grown to include two retail stores,a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's sharia-compliant clothing, which we sell at our retail outlets (located in malls) as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Campaign Status:

Funding Goal: $56,497.18
%
Progress
Pledged
To go
Campaign successfully funded with $56,497.18!
Campaign expired.
Campaign cancelled.
IRR
Annual Returns
7.9 Credit Score
12 months
Loan Tenor (Inclusive of Grace Period)
Jordanian Dinar
Loan Currency
Risk Profile: Low
Descriptive campaign photo
IRR
Annual Returns
Jordanian Dinar
Loan Currency
12 months
Loan Tenor (Inclusive of Grace Period)
7.9
Credit Score

Campaign Status:

Funding Goal: $56,497.18
%
Progress
Pledged
To go
Campaign successfully funded with $56,497.18!
Campaign expired.
Campaign cancelled.

Description: ( Important Note )

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the second time that I come to liwwa for a loan. I established the business in 2008, and today it has grown to include two retail stores,a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's sharia-compliant clothing, which we sell at our retail outlets (located in malls) as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Risk Profile: Medium
Descriptive campaign photo

Description: ( Important Note )

My name is Fazal, and I own and operate a garments trading business in Dubai, UAE. The business was established in 2012, and it currently employs 6 people who work in administration and sales across our warehouse and office. We sell men's clothing wholesale to several retailers in Dubai. This liwwa loan will facilitate the purchase of clothes in bulk from India and the UAE, which we will then distribute to our customers at preferential prices.

Campaign Status:

Funding Goal: $70,000.00
%
Progress
Pledged
To go
Campaign successfully funded with $70,000.00!
Campaign expired.
Campaign cancelled.
IRR
Annual Returns
7.0 Credit Score
18 months
Loan Tenor (Inclusive of Grace Period)
United Arab Emirates Dirham
Loan Currency
Risk Profile: Medium
Descriptive campaign photo
IRR
Annual Returns
United Arab Emirates Dirham
Loan Currency
18 months
Loan Tenor (Inclusive of Grace Period)
7.0
Credit Score

Campaign Status:

Funding Goal: $70,000.00
%
Progress
Pledged
To go
Campaign successfully funded with $70,000.00!
Campaign expired.
Campaign cancelled.

Description: ( Important Note )

My name is Fazal, and I own and operate a garments trading business in Dubai, UAE. The business was established in 2012, and it currently employs 6 people who work in administration and sales across our warehouse and office. We sell men's clothing wholesale to several retailers in Dubai. This liwwa loan will facilitate the purchase of clothes in bulk from India and the UAE, which we will then distribute to our customers at preferential prices.