Get Business Loan

Want to get your business financed fast?

  • Fast application process
  • Quick loan decisions
  • Competitive loan rates
Invest in Businesses

Want to generate returns on your investment?

  • Transactions based on Murabaha
  • Segregated investor accounts
  • Monthly repayments on transactions

Who we are

Our mission is to deliver job and income growth in the markets we serve. The way we do that is by facilitating capital access for small businesses - a $250 billion gap in the Middle East alone.

Since our inception we've underwritten a total of:

$5,013,800.37

Across

167 loans

The figures above do not include campaigns that have been canceled or have expired. They may be adjusted downwards if a campaign is canceled or expires.

Click here to see more stats about our portfolio of loans.

How we work

We provide the opportunity for savers to lend to profitable and stable small businesses. The goal is to build more substantial opportunity for people in the MENA region and beyond.

Small Businesses

A small or medium-sized business submits a loan application through this website.

Credit Assessment

We conduct an in-house review of the small business's creditability. Based on that assessment a campaign is approved or denied within 48 hours.

Investors

Once campaigns are posted to the site investors have the opportunity to review them before making a decision to invest.

Repayments & Returns

Small business borrowers make monthly payments to investors. Those funds are available for withdrawal at any time.

 

Some of our loans

Descriptive campaign photo

Campaign #12165

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the third time that I have come to liwwa for a loan. I established the business in 2008, and my revenue has grown by about 30% over the last three years. Currently, I have two retail stores, a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's clothing, which we sell at our retail outlets (located at malls in Amman), as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Goal: $44,915.25 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $44,915.25!
Campaign expired.
Campaign cancelled.

Credit Score

7.82

risk profile: Low

see more...

IRR

11.75%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-12
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

Campaign #12165

Descriptive campaign photo
0% funded

7.82

Credit Score

(risk profile: Low )

see more...

11.75%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $44,915.25
Total Pledged $4,778.71
Time Left to Pledge 7 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-12
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 9

My name is Abdelwahed, and I own a clothing business based in Amman, Jordan. This is the third time that I have come to liwwa for a loan. I established the business in 2008, and my revenue has grown by about 30% over the last three years. Currently, I have two retail stores, a workshop and a wholesale office. The business currently employs 15 full-time employees. We offer a wide range of women's clothing, which we sell at our retail outlets (located at malls in Amman), as well as distribute wholesale to different retailers across Jordan. Our workshops offer us the opportunity to sew and decorate different fabrics and clothing items. This liwwa loan will facilitate the import of fabrics and clothing items in bulk from the UAE.

Descriptive campaign photo

Campaign #12174

My name is Akram, and I own and operate a mobile phone store in the Abdali area of Amman, Jordan. This will be my third loan from liwwa. The business was established in 2012, and I run it with the assistance of 3 other colleagues. I buy my goods in bulk at wholesale prices and resell them to clients at retail prices. The store's average sales growth rate over the last 3 years has reached -2.53%. This liwwa loan will facilitate the purchase of mobile devices from local suppliers, which I will sell to my customers for a profit.

Goal: $28,248.59 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $28,248.59!
Campaign expired.
Campaign cancelled.

Credit Score

7.8

risk profile: Low

see more...

IRR

11.74%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-08
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 5

Campaign #12174

Descriptive campaign photo
0% funded

7.8

Credit Score

(risk profile: Low )

see more...

11.74%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $28,248.59
Total Pledged $6,825.86
Time Left to Pledge 3 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-08
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 5

My name is Akram, and I own and operate a mobile phone store in the Abdali area of Amman, Jordan. This will be my third loan from liwwa. The business was established in 2012, and I run it with the assistance of 3 other colleagues. I buy my goods in bulk at wholesale prices and resell them to clients at retail prices. The store's average sales growth rate over the last 3 years has reached -2.53%. This liwwa loan will facilitate the purchase of mobile devices from local suppliers, which I will sell to my customers for a profit.

Descriptive campaign photo

Campaign #12354

My name is Mohammed, and I own and operate an export and import company which specialises in wholesale trading of used household goods and outdoors machines. The company was established in 2014, and it currently employs two people. I sell used goods to the local market, mostly used bicycles. The company's average sales growth rate over the last 2 years has reached 23.3%. The first liwwa loan was used to import bicycles in bulk from Japan, which has increased our revenues. So, we came to liwwa again for the same purpose. We will use this liwwa loan to import used bicycles and heaters from Japan in order to meet our customers demand.

Goal: $14,124.29 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $14,124.29!
Campaign expired.
Campaign cancelled.

Credit Score

6.46

risk profile: Medium

see more...

IRR

12.65%

Annual Return

7.52%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-10-05
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 3

Campaign #12354

Descriptive campaign photo
0% funded

6.46

Credit Score

(risk profile: Medium )

see more...

12.65%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $14,124.29
Total Pledged $7,561.18
Time Left to Pledge 12 hours
Annual Return 7.52%
Grace Period (in months) 1
First Payment (Approx.) 2017-10-05
liwwa Fee 4.0%
Loan Type Trade Finance
Years in Business 3

My name is Mohammed, and I own and operate an export and import company which specialises in wholesale trading of used household goods and outdoors machines. The company was established in 2014, and it currently employs two people. I sell used goods to the local market, mostly used bicycles. The company's average sales growth rate over the last 2 years has reached 23.3%. The first liwwa loan was used to import bicycles in bulk from Japan, which has increased our revenues. So, we came to liwwa again for the same purpose. We will use this liwwa loan to import used bicycles and heaters from Japan in order to meet our customers demand.