Get Business Loan

Want to get your business financed fast?

  • Fast application process
  • Quick loan decisions
  • Competitive loan rates
Invest in Businesses

Want to generate returns on your investment?

  • Transactions based on Murabaha
  • Segregated investor accounts
  • Monthly repayments on transactions

Who we are

Our mission is to deliver job and income growth in the markets we serve. The way we do that is by facilitating capital access for small businesses - a $250 billion gap in the Middle East alone.

Since our inception we've underwritten a total of:

$4,735,834.28

Across

159 loans

The figures above do not include campaigns that have been canceled or have expired. They may be adjusted downwards if a campaign is canceled or expires.

Click here to see more stats about our portfolio of loans.

How we work

We provide the opportunity for savers to lend to profitable and stable small businesses. The goal is to build more substantial opportunity for people in the MENA region and beyond.

Small Businesses

A small or medium-sized business submits a loan application through this website.

Credit Assessment

We conduct an in-house review of the small business's creditability. Based on that assessment a campaign is approved or denied within 48 hours.

Investors

Once campaigns are posted to the site investors have the opportunity to review them before making a decision to invest.

Repayments & Returns

Small business borrowers make monthly payments to investors. Those funds are available for withdrawal at any time.

 

Some of our loans

Descriptive campaign photo

Campaign #12006

My Name is Amina, and I own and operate a natural oil factory in Amman, Jordan. The factory was established in 2004, and I run it with 11 employees. We are specialized in selling various natural products such as Black Seed, Flaxseed, Sesame and Rucola oils to both domestic and international customers. My first liwwa loan was used to purchase a new machine which has been helping us to enhance our production efficiency. The factory’s average sales growth rate over the last 3 years has reached 35.7%. Over the last few years, we noted increasing awareness of the importance of natural products and that encourages us to increase our product offerings and expand our customer base. For that purpose, I came to liwwa for a second loan that will help me purchase seeds from the local market and glass bottles from abroad in order to increase production and meet market demand.

Goal: $14,124.29 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $14,124.29!
Campaign expired.
Campaign cancelled.

Credit Score

7.81

risk profile: Low

see more...

IRR

11.57%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-09-14
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 13

Campaign #12006

Descriptive campaign photo
0% funded

7.81

Credit Score

(risk profile: Low )

see more...

11.57%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $14,124.29
Total Pledged $12,961.43
Time Left to Pledge 5 days
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-09-14
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 13

My Name is Amina, and I own and operate a natural oil factory in Amman, Jordan. The factory was established in 2004, and I run it with 11 employees. We are specialized in selling various natural products such as Black Seed, Flaxseed, Sesame and Rucola oils to both domestic and international customers. My first liwwa loan was used to purchase a new machine which has been helping us to enhance our production efficiency. The factory’s average sales growth rate over the last 3 years has reached 35.7%. Over the last few years, we noted increasing awareness of the importance of natural products and that encourages us to increase our product offerings and expand our customer base. For that purpose, I came to liwwa for a second loan that will help me purchase seeds from the local market and glass bottles from abroad in order to increase production and meet market demand.

Descriptive campaign photo

Campaign #11965

My name is Qasem, and I own and operate an air conditioning business in Amman, Jordan. My store, which employs 4 people, was established in 2007. We sell internationally branded air conditioning units at our showroom, also we offer installation services for residences, schools and housing complexes through site visits to their places. The store's average sales growth rate over the last 3 years has reached 15.45%. This liwwa loan will be my second liwwa loan and it will be used to fund the purchase of air conditioning units in bulk from the local market of internationally branded appliances that I will sell to my customers for a profit.

Goal: $42,372.88 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $42,372.88!
Campaign expired.
Campaign cancelled.

Credit Score

7.98

risk profile: Low

see more...

IRR

11.76%

Annual Return

6.99%

Loan Tenor

(inclusive of grace period)

12 months

Loan Currency Jordanian Dinar
Grace Period (in months) 1
First Payment (Approx.) 2017-09-03
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 10

Campaign #11965

Descriptive campaign photo
0% funded

7.98

Credit Score

(risk profile: Low )

see more...

11.76%

IRR

Loan Tenor 12 months
Loan Currency Jordanian Dinar
Funding Goal $42,372.88
Annual Return 6.99%
Grace Period (in months) 1
First Payment (Approx.) 2017-09-03
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 10

My name is Qasem, and I own and operate an air conditioning business in Amman, Jordan. My store, which employs 4 people, was established in 2007. We sell internationally branded air conditioning units at our showroom, also we offer installation services for residences, schools and housing complexes through site visits to their places. The store's average sales growth rate over the last 3 years has reached 15.45%. This liwwa loan will be my second liwwa loan and it will be used to fund the purchase of air conditioning units in bulk from the local market of internationally branded appliances that I will sell to my customers for a profit.

Descriptive campaign photo

Campaign #11820

My Name is Ra’fat, and I own a supply and distribution company for uniforms and safety clothing based in Amman, Jordan. The business was established in 2010, and I run it with 5 full-time employees who manage and operate the business, as well as 3 part-time employees who mainly work in sales. We import and distribute uniforms and safety clothing supplies in bulk including safety suits, helmets and safety shoes to governmental institutions and big private companies in Jordan. The store's average sales growth rate over the last 3 years has reached 41.4%. We recently secured a large and profitable governmental tender. Therefore, we came to liwwa to facilitate the import of uniforms and safety clothing from abroad to fulfill this tender.

Goal: $70,621.47 ( to go)
pledged
You Have Pledged $0.00
Campaign successfully funded with $70,621.47!
Campaign expired.
Campaign cancelled.

Credit Score

6.49

risk profile: Medium

see more...

IRR

12.03%

Annual Return

9.37%

Loan Tenor

(inclusive of grace period)

6 months paid every 3 months

Loan Currency Jordanian Dinar
Grace Period (in months) 0
First Payment (Approx.) 2017-10-03
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 8

Campaign #11820

Descriptive campaign photo
0% funded

6.49

Credit Score

(risk profile: Medium )

see more...

12.03%

IRR

Loan Tenor 6 months paid every 3 months
Loan Currency Jordanian Dinar
Funding Goal $70,621.47
Annual Return 9.37%
Grace Period (in months) 0
First Payment (Approx.) 2017-10-03
liwwa Fee 3.0%
Loan Type Trade Finance
Years in Business 8

My Name is Ra’fat, and I own a supply and distribution company for uniforms and safety clothing based in Amman, Jordan. The business was established in 2010, and I run it with 5 full-time employees who manage and operate the business, as well as 3 part-time employees who mainly work in sales. We import and distribute uniforms and safety clothing supplies in bulk including safety suits, helmets and safety shoes to governmental institutions and big private companies in Jordan. The store's average sales growth rate over the last 3 years has reached 41.4%. We recently secured a large and profitable governmental tender. Therefore, we came to liwwa to facilitate the import of uniforms and safety clothing from abroad to fulfill this tender.